Mortgage Loan Underwriter ($75,000-85,000 per year)

Pittsburgh area company in need of a Mortgage Loan Underwriter. 

Responsibilities to include:

•        Underwrite residential mortgage loans in accordance with investor, agency, and regulatory guidelines

•        Independently analyze credit reports, income documentation, assets, liabilities, and property valuations

•        Evaluate risk layering and compensating factors

•        Issue clear, compliant, and well-documented underwriting decisions

•        Underwrite Conventional, USDA, FHA, and VA loan products

•        Apply agency and investor guidelines accurately and consistently

•        Ensure eligibility, program compliance, and risk acceptability

•        Ensure compliance with federal and state regulations  

•        Maintain complete audit trails and documentation standards

•        Support quality control reviews and investor audits

•        Issue clear underwriting conditions

•        Review and clear conditions in a timely and compliant manner

•        Communicate effectively with processors, loan officers, and management

•        Provide guidance on complex scenarios and guideline interpretation

•        Manage assigned underwriting pipeline efficiently

•        Maintain turn times and service-level expectations

•        Balance quality, compliance, and production requirements

Requirements:

•        Minimum 3-5 years of residential mortgage underwriting experience

•        Strong knowledge of Conventional, USDA, FHA, and VA loan products

•        Approved FHA Underwriter, VA Underwriter, SAR Approved

•        In-depth understanding of agency and investor guidelines

•        Strong analytical, decision-making, and documentation skills

•        High attention to detail and regulatory compliance

•        Excellent written and verbal communication ski1ls

•        Risk assessment and credit judgment

•        Regulatory and guideline interpretation

•        Decision documentation and file quality control

•        Time management and pipeline prioritization